We don’t give the cold shoulder to cryotherapy risks. Check out what we can offer those in this quickly expanding industry.
Cryotherapy Program
Exclusive Cryotherapy Insurance
Cryotherapy is a quickly growing treatment being used for sports medicine, physical therapy, and even dermatological and weight loss uses. Because it has not been verified by the FDA for these uses, many markets are taking a stand-off approach and several markets have exited offering coverage. At Breckenridge, we offer a competitive, tailored coverage solution to help with your insureds’ cryotherapy needs!
Looking for coverage for your Sports Rehabilitation Center? Click here.
Webinar:
To view our recent webinar, please contact Victoria Dearing.
Retail Agents: Don’t see a fit for your risk in this program?
Reach out to one of our Breckenridge brokers here.
- Quick response time (24-48 hours in most cases)
- Coverage available even if there is professional/collegiate athlete exposure
- Other related exposures can be considered with cryotherapy (i.e. physical therapy, sports rehab, massage therapy)
- Mobile and Stationary!
- Up to two hours of risk management consultation per policy period (Learn More)
Some of the classes and/or uses of Cryotherapy and related services that may be eligible for coverage include:
- Whole Body Cryotherapy
- Cryotherapy Chamber (mobile and stationary)
- Sports Rehab
- Sports Therapy
- Sports Medicine
- Physical Therapy
- Injury Rehabilitation
- Compression Therapy
- Cold Therapy
- Ice Therapy
- Cryo Slim
- Cryo Fat Freezing
- Cryo Weightloss
- Medi-Spa
- Massage Therapy
- Floatation
- Infrared Saunas
- Cold Facial
- Professional Liability
- General Liability (can only be bound with the professional)
- Business Personal Property
- Inland Marine (on separate paper)
- XS/Healthcare Umbrella available with other markets
- $1MM/$1MM to $2MM/$4MM
- Abuse/molestation coverage included sublimit
- Cyber available standalone
- HNOA available for AP
- Fully competed Breckenridge Cryotherapy Application (non-binding indications can be offered on competitor applications)
- IV Therapy Supplemental Application
- Valued Carrier Loss runs (if currently insured)
- Resume of owner(s) and Key Employee(s) (if in business less than three years or no current coverage)
- If no current coverage, No Known Loss Letter
- Copies of waivers used
- Copies of training certificates of Cryo Technicians
- Equine Therapy Supplemental
Highlights
- Quick response time (24-48 hours in most cases)
- Coverage available even if there is professional/collegiate athlete exposure
- Other related exposures can be considered with cryotherapy (i.e. physical therapy, sports rehab, massage therapy)
- Mobile and Stationary!
- Up to two hours of risk management consultation per policy period (Learn More)
Classes
Some of the classes and/or uses of Cryotherapy and related services that may be eligible for coverage include:
- Whole Body Cryotherapy
- Cryotherapy Chamber (mobile and stationary)
- Sports Rehab
- Sports Therapy
- Sports Medicine
- Physical Therapy
- Injury Rehabilitation
- Compression Therapy
- Cold Therapy
- Ice Therapy
- Cryo Slim
- Cryo Fat Freezing
- Cryo Weightloss
- Medi-Spa
- Massage Therapy
- Floatation
- Infrared Saunas
- Cold Facial
Coverages
- Professional Liability
- General Liability (can only be bound with the professional)
- Business Personal Property
- Inland Marine (on separate paper)
- XS/Healthcare Umbrella available with other markets
Limits
- $1MM/$1MM to $2MM/$4MM
- Abuse/molestation coverage included sublimit
- Cyber available standalone
- HNOA available for AP
Submissions
- Fully competed Breckenridge Cryotherapy Application (non-binding indications can be offered on competitor applications)
- IV Therapy Supplemental Application
- Valued Carrier Loss runs (if currently insured)
- Resume of owner(s) and Key Employee(s) (if in business less than three years or no current coverage)
- If no current coverage, No Known Loss Letter
- Copies of waivers used
- Copies of training certificates of Cryo Technicians
- Equine Therapy Supplemental
Contact
Victoria Dearing MBA, AAI, CPCU, RPLU, ARM-P
SVP Professional Liability and Risk Management
Dallas, TX
Office: 469.320.4033
“Again, I want to thank you for all your help! I really do appreciate it. I don’t think there are many companies out there who would be willing to work with us as much as you did!!”
Insurance Agency Office Manager
From The Blog
Cryotherapy was last modified: January 18th, 2024 by