Practice Management

(SP11D) CLIMBING MT. DEBT: Navigating Your Student Loans & Repayment Options

Tuesday, March 6
5:00 PM - 5:50 PM
MBCC, Lagoon H, Level 2

CE Credits: 1

Sponsored By: 

Recent Graduate Special Presentation: More than 85% of graduates leave veterinary school with educational debt. New grads often have loan balances exceeding more than 2- 3x the income they earn working as associates, or even upon completion of a specialty. Educational debt is very different from a mortgage or business loan and traditional repayment strategies are often contraindicated. Every veterinarian and those who work with, and supports, them needs to understand educational debt and its impact on colleagues, practices, and the profession.

Creating student loan repayment plans specific to individual career choices and financial goals allows veterinarians to focus on learning medicine rather than obsessing over their debt. In the Climbing Mt. Debt session, we will explore the options and strategies for surviving and thriving with educational debt and address some of the myths and misconceptions around income-driven repayment. Part 4 of 4.

Tony Bartels


Tony Bartels, DVM, MBA, is a 2012 Colorado State University graduate and employee of the Veterinary Information Network (VIN). He and his wife have more than $400,000 of veterinary school debt they manage using the federal income-driven repayment plans. By necessity (and now obsession), his professional activities and interests include researching and speaking on veterinary student debt, providing guidance to colleagues on loan repayment strategies, contributing to the VIN Foundation cost of education map and student loan repayment simulator initiatives, as well as small and exotic animal practice.

When he’s not staring holes into his colleague’s student loan data, he enjoys camping and exploring Colorado with his wife Audra, a small animal internal medicine specialist practicing in Denver. Other family members include two rescued canines, Herbie and Addi, as well as a tortoise named Leo, who now occupies a rather large territory in Arizona. During his rare instances of free time, you might find Dr. Bartels playing ice hockey or fly fishing.


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(SP11D) CLIMBING MT. DEBT: Navigating Your Student Loans & Repayment Options


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